Clare_Weight

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Clare_Weight
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  • Me too, I can't seem to find 30 credits worth of stuff to do which makes me wonder if I misunderstand what I'm meant to be doing. Maybe that credits thing is just silly and there's no way it will be 3x R04.
  • Hi, I realise you've already sorted this but in case anyone else is looking for this info, the cash calc one has a crystallised tick box. Don't know how long it's been there.
  • Hi Laura, If you have FE analytics, from the fund filter you can add Ethical / SRI (I think it's in investment characteristics) and platform availability. I haven't done this for a while but used to find it trickier at lower risk profiles... u…
  • I rather like this answer from Simply Biz attached! Also attached the whole piece. I'd be interested to read similar docs from other compliance firms.
  • Hi Ben, just tried opening your Parmenion stmt and got this goo.gl shortlink has been disabled. It was found to be violating our Terms of Service. Click here and here for more information about our terms and policies respectively.
  • Hi Tony, there are some great contributions above, but if you don't win this argument with the adviser you at least want the phasing to be preset unless you have discretionary permissions. You know your adviser and what they're likely to engage…
  • Thanks Jona, I'm thinking along similar lines but want to nail down a kind of service agreement I suppose. Less formal because it's interdepartmental but I still think it's important that parties have the same expectations. Bloody paraplanners and o…
  • @natiaa that's dreadful but well done for standing your ground and getting it sorted!
  • Hi Nathan, Personally, I'm not a fan of bulky appendices. I always ask for feedback and when I get it I am consistently told that no-one reads appendices. I've also read that stuff in the appendices is also unlikely to cover your arse so my view …
  • Andy I agree with your wife!
  • Hi Sara, I haven't heard anything about any more Aviva notes unfortunately. I think 2017/18 was the end of that. Personally, I would still use them, I have some idea of what no longer applies and already have a confused jumble of figures in my head …
  • I may not be remembering this correctly but I was once told by an insurance bod that 'financial adviser' is a riskier occupation (because 'sales' classification) than 'administrator' so probably better to pick the latter.
  • We are based on the south coast and we want another adviser before more support staff. But thank you for asking and best of luck with your future.
  • Hi there, You might like to try posting in the facebook group 'Lifetalk - financial adviser mastermind with Phillip Calvert' lots of IFAs there! I assume you've advertised yourself on Linked In, Indeed etc. Make it clear you are willing to do adm…
  • I agree Jona, we have to take it step by step... the compliance industry isn't going to make itself redundant overnight. At the individual level, people won't give up all they've believed in and invested their careers in. It's tough, we can only do …
  • Thanks Nathan. There was a post on Life Talk last night and someone linked the below. Adding here in case someone with a similar issue finds this thread. http://bridgewaterfs.co.uk/2016/08/16/worked-overseas-may-qualify-lta-enhancement/ I lik…
  • If using the Aviva notes, I think it's more useful to do them first because you have the big picture to attach the CII detail to (you already know what they're on about before they finally get to the point!). Don't worry about trying to make your…
  • Hi Andy, I over prepared for R04 - the mock made it seem like I needed to know much more detail than I really did. Having read everyone's thoughts above, I'm now thinking this is a great way to capitalise on R04 knowledge so I will also take J05 …
  • Bambi, is it the environment? People are always afraid to be the first to admit it's too noisy to concentrate properly.
  • My sense is that the guy is not eligible so I will look into it more if we need to but if we don't I just want a really basic sense of what this is as I have never heard of it before.
  • According to Paradigm, 'continuation of advice' letters or even emails can be very quick and easy as long as they refer to the earlier advice. I believe you can have one full report recommending phased flexible withdrawal of PCLS then thereafter no …
  • Do they mean that massive report from O&M you have to pay for would be more convincing that tinkering on Select a Pension yourselves? Is it that the network have a relationship with Select a Pension so can't name a competitor but BBC style heavi…
  • Short current situation and objectives section focussing on anything that's changed. ATR - your rp remains '.....'. Then before specific recommendations 'Ongoing Suitability' heading like this: Having considered your current situation, objectives…
  • Natiaa, that's dreadful! Please let us know what the outcome is... I think a lot of us would have to radically change our exam technique.
  • Hi Andy, do you mean cashcalc are going to start offering a TVAS?
  • This is indeed brilliant and should be common knowledge - why haven't I thought to Google this earlier? I will put this into practice immediately!