Hybrid schemes and Voyant
Has anyone tried plotting a Hybrid scheme in Voyant whereby the client has a no worse off guarantee (NWOG) and where scheme would use underpin pot to provide TFC (I have commutation factors). TVAS doesn't help as it doesn't take into account the NWOG (he's not transferring anyway - we're looking to work income in 7 years time when he is 60 and takes benefits). NWOG is pretty much his 60ths now on what is closed accrual since 2015 - revalue this to age 60? Perhaps it's another mug of coffee problem this morning but I'm hitting a brick wall thinking about what to plot.