We're doing our first Annuity case in years so a little out of touch with the market.
Which providers are still offering Enhanced Annuities?
As per Aron above. Complete the form and get it off to all the relevant providers.....then prepare for a myriad of calls, offers/counter offers etc.
JUST GIVE US YOUR BEST RATE THE FIRST TIME!!!
Absolute star, thankyou!
And don't forget to call them up to see if you can get an improved rate. I spoke to a provider and was able to get an additional £450 per year for our client.
^ There should be rules against that. Ultimately, the client is going to be disadvantaged (generally speaking)
... if the providers aren't offering their best prices at the start
When you have the information on the retirement health form you can input it into your iPipeline (Assureweb) account under Detailed Annuity quote and get a comparison. This probably takes twenty to thirty minutes but is far quicker than faxing to providers.
@arongunningham I completely agree with you; I'm sure that I am not the only one on here who has to have a chat with their car insurance providers who are magically able to reduce your premium when you call!
I used to work for the annuity provider in question so I know about their processes, and I knew that there would more than likely be some wriggle room in terms of the annuity they would be able to offer.
It's not right but in our case we got a better outcome for our client