Small DB transfer
After some thoughts on this...
A client has contacted us as they are looking to transfer their DB scheme into their PP. The income from the DB is less than £200 pa, with the CETV being around £5k.
They've tried to transfer it themselves, as its under the £30k limit, though the receiving scheme, where the rest of the benefits are, will not accept it without advice.
She could use small pots rules to access, but by telling her that we are then tripping into advice.....?