Octopus Insured ITS
Can anybody provide any insight to the Octopus Insured ITS? Namely, what the insurance is actually for?
I've come across an old plan which is now invested in FERN like the normal ITS, but there are insurance premiums being deducted each year in addition to the usual deferred AMC. It doesn't look to be insurance from an IHT point of view, or it should've stopped being paid years ago? General internet search isn't turning up much and I've called Octopus, but there's nobody there today who can help me apparently!
Any help appreciated as always