Jamie_Barnes

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Jamie_Barnes
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  • It takes a bit of time but you can get the LGT Vestra MPS on FE if you go to the transmission option - you have to request access to them and it can take a bit of time before they become available. They then appear under your portfolios.
  • arongunningham said: StuartBFM said: Incidentally, feedback from the nine clients to have received a post disclosure has been pretty much meh.  Hours of work and many more thinking about it and they really aren't interested.  Yeah, i…
  • @arongunningham It's looking very good now.  To get the figures to match the Transact illustration in @Rebecca_Tuck 's example, you could use the Rounddown formula and set it to -3 to get it to 3 significant figures. That's maybe as a sense check m…
  • Agree with above too, Pru all the way though did prefer it when you could download the excel spreadsheet version.
  • FE Analytics has a Mifid II tab under each fund - it's time consuming but the best resource i've found so far. Alternatively, Transact is somewhere to look.
  • Hey everyone, has there been any further movement on this idea?
  • Forgot the link!  http://www.cii.co.uk/media/7774655/af7_2017-18_web_update_3_24-11-2017.pdf
  • richardgough said: Hi Everyone, Relevant pages of AF7 CII manual are attached. Chapter 2. Example 2.2 - calculation of PCLS in the second part of the example i.e. 1/60th accrual with 16.2 commutation rate. This gives a PCLS of £62,500 plus a…
  • @richallum I'm surprised there hasn't been any suggestions mentioned yet on here! Maybe a good sign that so many of the really pressing issues were covered in the 2017 Howwows! Some ideas: A recap on exam technique/ revision help either before the …
  • Hi @Robd, your best bet on that one is to make contact on Linkedin with a few firms, or visit their websites and contact them that way. A quick Google search or Unbiased will bring up a whole host of firms for London. Alternatively, you could speak…
  • I think it depends on how you classify what 'risk' is. The obvious one that sticks out as an asset class is absolute return funds, but then you have to really understand what is under the bonnet and whether it is a long/short fund (essentially a h…
  • I'd suggest AF8 as R04 will be fresh in the mind, or AF7 if you get involved in retirement planning and DB pensions (even if not transferring them).  AF4 works well if paired with J10 as you'll likely need to know a few bits from that exam. AF5 can…
  • Head over to Fidelity FundsNetwork's technical pension page - there are a series of videos presented by Neil Dickey that cover every one of the syllabus' learning outcomes. He certainly knows his stuff - he co-authored part of the AF7 textbook for p…
  • @AndrewBrown I don't think that there is a complete 'tool' out there to really capture platform features and costs in one comparison. You tend to get one or the other, or a bit of both without additional information that might be pertinent to the cl…
  • Old Mutual Wealth's chargeable gain tool is fairly good for simple calculations. They also have many tools on the website that are not widely known about.https://www.oldmutualwealth.co.uk/Adviser/literature-and-support/business-tools-and-user-guides…
  • Definitely going to look at the Twitter conversation to see what was said @benjaminfabi ! Standardised DB scheme information would be a really good idea as mentioned above. Seeking more powers from parliament to stop the bad eggs that still exist …
  • Reece said: Having read this feed, alongside Richard (my boss), and as a member of the committee, I would like members of this feed to give me further clarification on 2 of the problems raised.1. The fact that the role varies up and down the …
  • I think it is a better idea to highlight the companies who are consistently doing things poorly. We all know who they are individually but bringing them together as a group and then naming and shaming them might have more of an impact. Throw in some…
  • Thanks @benjaminfabi , very helpful as always. We pay on a case by case basis to O&M at the moment, but I think the volume of business has increased to the point that we should probably adopt the rental approach you've mentioned. I'd never go do…
  • https://www.moneymarketing.co.uk/selectapension-suspends-db-transfer-service-fca-audit/
  • My advice would be to stick to the big guns if you can. The FCA are all over third party outsourcing at the moment. A very well known 'pension transfer specialist' company has recently been told to stop providing DB transfer advice for the foreseea…
  • Hi @Jenfraser try suggestus/ Asset risk consultants. They have a free login for adviser firms and a vast directory of research/ ratings and due diligence documents.
  • @richallum We use 'Executive Summary' here mostly but others I have come across: Just 'Summary'Outline RecommendationsBackgroundNutshell Advice or Advice in a NutshellSynopsisAbstractDigest
  • @PeterM Good question. We tend to leave it to the adviser to decide whether the client needs the DB review or not at the moment. Some clients will take their DB scheme pension no matter what so the advisers are reluctanct to 'waste time' so to speak…
  • Hello, i'd agree with all that has been said above, but i'd suggest looking at R05 and getting that out of the way as if you need a confidence booster, this exam has the highest pass rate of all R0 exams (at around the high 70's). R05 can be done as…
  • Some of things I enjoy: - Always learning something new, every day - No two days are ever the same - Some freedom to structure your working day - Positively impacting clients' lives - What you put in (in terms of interest and effort), you get out (…
  • Hi, my only other suggestion would perhaps be Nucleus, but you're not hitting the 0.2-0.25% charge, it'll be 0.35%. However, that's the only fee you have to consider unlike Transact and others so when it comes to decumulating assets it can save quit…
  • Hi Elsa, our firm ran out of patience with Elevate (and others!) and looked at Aviva as an alternative but decided against them in the end. Our due diligence of Aviva's platform showed it to be a very good potential option, with well thought out pro…
  • If anyone uses Nucleus they have a tie-in with Redmill advance who have produced an in depth case study analysis for AF5 and R06, and the cost of those is £99 each plus VAT. Haven't seen how good they are but i used them for R04 and that was pretty …
    in AF5 Comment by Jamie_Barnes March 2017
  • Hi Benjamin,  I'm not an expert on this either (far from it) but a quick brain dump that might offer some help (or not!): I'm aware that the accounting principles have quite a lot of impact on how the company is taxed, as well as the size of the c…