LTA and DB

NathanNathan Member
edited April 2016 in Technical stuff
Hi All
If a client has a DB scheme which is in deferrment, would any increase in deferral count as an actual and therefore void fixed protection?

Also, can you reduce the amount of LTA used by taking tax-free cash and income rather than 100% income. E.g. Full income = £47k a year = £940,000 LTA whereas reduced income is £37,000 with TFC of £184,000 = £924,000.


Thanks
Nathan
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